What we replace
Losing a meaningful piece is stressful. We make the replacement simple and personal, and treat your new piece with the same care as the one it replaces.
Center diamonds, settings and side stones.
Women’s and men’s bands, diamond and plain metal.
Matched carat weight, diamond quality and metal.
Diamond studs, drops, pendants and more.
A lost stone replaced to the same grades.
Luxury and fine watches, replaced with the same make and model or an equivalent.
Gold chains, bracelets and rings, matched in karat and weight.
Recreated from photos, appraisals and your description.
How it works
- File your claimReport the loss to your insurance company and let your adjuster know you would like Eternity Diamonds to handle the replacement.
- Call, text or bookShare your claim number, your adjuster’s details and your appraisal, receipts or photos.
- We match the originalWe review the appraisal and source a diamond and setting of the same quality, or recreate the design.
- We coordinate with your insurerWe work with your adjuster on the details, so you don’t have to go back and forth.
- Your replacement, readyYour new piece is inspected, finished and ready to wear, backed by lifetime care.
Why choose Eternity Diamonds
Insurance replacements are about getting back what you had, at the quality you were promised. Led by a certified gemologist and working directly with trusted cutters and manufacturers, we make sure the replacement truly matches your appraisal, not just on paper but in how it looks on your hand.
- Like-for-like quality: diamond cut, color, clarity and carat matched to your appraisal
- Personal service: one point of contact from your first call to the final fitting
- Direct diamond pricing: no middleman, so your claim goes further
- Transparency: clear documentation for you and your insurer

Replace or upgrade
Some clients want their piece back exactly as it was. Others see it as a chance to choose something new. Either way, we’ll walk you through your options.
- Exact replacement of your original design
- Upgrade to a larger or finer diamond and pay only the difference, if your policy allows it
- A new custom design using your claim value
Common questions
Do you work with my insurance company?
Yes. We work with insurance companies and adjusters on jewelry replacement claims. Tell your adjuster you would like Eternity Diamonds to handle the replacement, and we will take it from there.
What do I need to get started?
Your claim number, your adjuster’s contact details, and your appraisal or any receipts, certificates or photos of the original piece. Bring whatever you have and we will help with the rest.
What if I don’t have an appraisal?
That’s okay. Our certified gemologist can work from receipts, diamond certificates, photos and your description to document the original piece and recreate it.
Can I upgrade or change the design?
Yes. You can replace your piece with the same design, or use your claim toward a new or upgraded piece and pay only the difference, if your policy allows it.
Do I have to use the jeweler my insurance company recommends?
Many policies let you choose your own jeweler. Check with your adjuster, and we are happy to speak with them directly.
Can you match my original ring exactly?
Yes. We match the diamond grades, metal, setting and design details from your appraisal, and can custom-make the piece if needed, so the replacement is true to the original.